Cost to Own

3,133 counties · ACS 2023 5-Year

What a home actually costs to own in every US county

Mortgage calculators show you principal and interest. They leave out property tax, insurance, electricity, water and the maintenance nobody budgets for — which together run 30 to 50% on top of the payment you were quoted.

This site puts the real number next to the quoted one, for all 3,133 counties in the United States, using Census, EIA and Freddie Mac data. Every figure is cited and every assumption is editable.

Highest property taxes in America

Full ranking of all 3,133 counties

Lowest property taxes in America

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All 50 states and the District of Columbia